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Get a virtual card for online shopping
and travel in 5 minutes

Your own virtual card from a foreign bank, no middlemen.
Top up in your dashboard in a couple of clicks.

  • Apple Pay
  • Google
  • Alipay
  • PayPal
  • Discord Nitro
  • Adobe
  • Airbnb
  • +280

Pay for online services
without limits

Pay anywhere
withApple Pay
andGoogle Pay

$25per cardissued

Get a card
A real bank card

Issued by an issuing bank, runs on the Visa and Mastercard networks and is accepted in 190+ countries

Vircard virtual Mastercard
Issued in 5 minutes

No bank visits and no video calls: you get the card details right after payment

Issued Vircard card with its details
Your dashboard

Balance, transaction history and limits in one place. Block a card in a couple of clicks

Managing a card in the Vircard dashboard
Pay when you travel

Add the card to Apple Pay and Google Pay and pay in stores and apps in any country in the world

Paying with a phone at a checkout abroad

Pricing

How much
a card costs

Standard plan card
Standard

$15per card issued

For quick and simple online payments to international services

+185
  • Online payments
  • Card currency — USD
  • Top-up fee — 5%
  • Maintenance fee — $0
  • Coverage — 190+ countries
  • Support — in dashboard chat
Get a card
Premium plan card
Premium
Popular

$25per card issued

Add the card to your phone and pay for anything — online and in stores

+280
  • Online and in-store payments
  • Card currency — USD
  • Top-up fee — 5%
  • Maintenance fee — $0
  • Coverage — 190+ countries
  • Support — priority
  • Connect Apple Pay and Google Pay
Get a card

How to get a card

  1. Glass tile with a blue check mark

    01. Sign up

    Sign up on the site and fill in a short form.

  2. Glass tile with a coin and a plus sign

    02. Top up

    Top up your balance with the minimum amount in cryptocurrency.

  3. Dark card with a chip and a contactless icon

    03. Card issuance

    In 5 minutes, the card details appear in your dashboard.

  4. Glass tile with a card and a contactless payment icon

    04. Payments

    Pay for any service you need. Your full transaction history stays in your dashboard.

Pay for anything

International services and stores, paid straight from your Vircard card,
no foreign bank account or VPN needed.

Found: 396

  • ChatGPT
  • Claude
  • Gemini Advanced
  • Cursor AI
  • Midjourney
  • Netflix
  • Spotify
  • YouTube Premium
  • Disney+
  • Steam
  • Epic Games
  • PlayStation Store
  • PUBG Mobile
  • GitHub Copilot
  • JetBrains
  • Adobe
  • Canva
  • Figma
  • PayPal
  • Binance
  • Discord Nitro
  • Telegram Premium
  • Patreon
  • Notion

Add your card to Apple Pay

Six steps on your phone. The card details and verification code are in your dashboard.

iPhone Settings: Change your Apple ID region
iPhone Settings

  1. Step 1 of 6

    Change your Apple ID region

    In iPhone Settings, open Apple ID → “Account” → “Country/Region” and choose Singapore.

  2. Step 2 of 6

    Fill in the region details

    In “Payment details”, enter your name in Latin letters and a Singapore address: Orchard Road, postal code 178598.

  3. Step 3 of 6

    Open Apple Wallet

    Tap the plus in the top right corner, choose “Debit or Credit Card” and then enter the details manually.

  4. Step 4 of 6

    Enter the card details from your dashboard

    In your dashboard, open the card and tap “Details”: the number, expiry date and CVV are shown for 60 seconds. Copy them into Wallet and accept the terms.

  5. Step 5 of 6

    Confirm the card with a code

    Wallet will ask for a verification code. You will find it on the same card page in your dashboard, under the “3DS codes” button.

  6. Step 6 of 6

    Done

    The card is now in Wallet: pay with your phone in stores and apps, and see every charge in your transaction history.

Service features
for everyday use

Online card issuance

Create a card right in your dashboard: pick the product and your own card name; the card currency is US dollars.

Instant card details

Number, expiry date and CVV are right there after issuance: view them in your dashboard any time and start paying immediately.

BIN matching

When you issue a card, you see which BINs work for a given service and how well they go through.

Card freeze

Pause a card and switch it back on at any time without losing its details or transaction history.

Spending analytics

Spending is grouped by card and platform: every transaction shows the merchant, country and category.

One shared balance

Cards are topped up from your account balance, and the remaining funds of a closed card go back to it.

Glass tile: the site icon on a home screen

Use Vircard
like an app

Add the site icon to your home screen: your balance, cards
and transaction history open in one tap instead of a search.

iPhone Safari · iOS
  1. 1 Open in Safari
  2. 2 Tap Share in the bottom bar
  3. 3 Choose Add to Home Screen
Android Chrome or any browser
  1. 1 Open in your browser
  2. 2 Tap Menu in the corner of the screen
  3. 3 Choose Add to Home screen

FAQ

It is a payment card without plastic: it has a 16-digit number, an expiry date, a CVV and the cardholder name in Latin letters — everything you need to pay online. A virtual card is issued online in minutes, with no delivery and no branch visit. In stores, you pay with your phone once the card is added to Apple Pay or Google Pay.

Vircard is a regular card on the Visa or Mastercard network, but it does not provide credit: you top it up from your account balance and spend only what is on it. Vircard does not provide credit, so there is no credit line, no interest and no debt.

Yes, if it is a card from a foreign issuer on the Visa or Mastercard network: such a card can pay for international subscriptions, purchases and bookings. Vircard issues exactly this kind of card — in US dollars, accepted in 190+ countries.

International services need a Visa or Mastercard from a foreign issuer. You can open one in person at a bank abroad or get one online through a service connected to international payment infrastructure. Vircard issues this kind of card in your dashboard — it works for ChatGPT, Netflix, Steam and the other services from the catalog above.

Yes. With Vircard, you get a card from a foreign bank without branch visits or video calls: sign up, fill in a short form and pay for issuance with cryptocurrency — all in your dashboard. The card is issued by a licensed bank issuer of the partner payment infrastructure; Vircard itself is not a bank.

Sign up on the site, fill in a short form and top up your balance with the minimum amount in cryptocurrency. In 5 minutes, the card details appear in your dashboard, and you can start paying right away. Cards are issued 24/7, with no weekends or business hours.

Free virtual cards are usually offered by banks to their own account holders. A card from a foreign bank almost always comes with an issuance fee, so compare the full cost: issuance, maintenance and top-up fees. With Vircard, issuance is $15 on Standard and $25 on Premium, maintenance is $0, and the starting balance you add at issuance stays on the card for your purchases.

No. On both plans, Standard and Premium, no documents or identity checks are required — signing up in your dashboard is enough.

In your dashboard, enter the amount in US dollars, choose the currency and network — USDT on Tron (TRC20), Ethereum (ERC20) or BNB Smart Chain (BEP20) — and get a deposit address. The transfer is credited to your account balance, and from there the amount goes to the card for issuance or a top-up. Besides USDT, we accept USDC and ETH on Ethereum, and BTC.

From your dashboard: choose the amount, get the payment details and see the credit in your transaction history. Money on the balance does not expire, and there is no storage fee.

The remaining funds go back to your internal account balance and are immediately available for a new card or for topping up another one. We do not charge a fee for this.

Cash withdrawal is not part of Vircard: the card has no plastic and is made for online payments, and on Premium also for paying with your phone in stores. Unspent money is not lost: the remaining balance of a closed card goes back to your account balance.

The card details are not printed anywhere: the number, expiry date and CVV open in your dashboard with the “Details” button and stay visible for 60 seconds. Online payments are confirmed with 3-D Secure codes, available on the same card page. With Apple Pay and Google Pay, the merchant gets a token instead of the real card number, and you can lower the risk even further: top up the card for your next purchase and freeze it when you do not need it.

Balance, transaction history and limits are always at hand in your dashboard, and a card can be blocked in a couple of clicks. You can also freeze a card and switch it back on at any time without losing its details or transaction history.

Yes, on the Premium plan. For Apple Pay, switch your Apple ID region to Singapore and add a Singapore address, enter the card details from your dashboard in Wallet and confirm the card with the 3DS code from the card page. After that, you pay with your phone in stores and apps. The step-by-step guide is above on this page.

Yes. The card stays linked to the service as long as it has funds. To stop renewals, just freeze the card in your dashboard.

Multi-use: the card keeps its number, expiry date and CVV until you close it, so it works for subscriptions and repeat payments. If you want to keep payments apart, issue a separate card for a service — all cards are topped up from one shared balance, and the remaining funds of a closed card go back to it.

Most often the card does not have enough funds to cover the amount plus the service fee, or the platform does not accept a particular BIN. The reason is shown in your transaction history — in that case, issue a card on a different BIN.

Thousands of payments
go through every day

Start today: your card will be ready in 5 minutes

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